Don't die before cancelling your credit cards!

Be sure & cancel credit cards before you die. This is so priceless, & so easy to see happening, customer service being what it is today.A lady died this past January, & Citibank billed her for February &March for their annual service charges on her credit card, & added latefees and interest on the monthly charge. The balance had been $0.00, nowsomewhere around $60.00. A family member placed a call to Citibank.

Here's the exchange:

Family Member: "I am calling to tell you she died in January."

Citibank: "The account was never closed & the Late Fees and Chargesstill apply!!

Family Member: "Maybe, you should turn it over to collections."

Citibank: "Since it is 2 months past due, it already has been."

Family Member: So, what will they do when they find out she is dead?"

Citibank: "Either report her account to frauds division or report her tothe credit bureau, maybe both!"

Family Member: "Do you think God will be mad at her?"(I really liked this part!!!!)

Citibank: "Excuse Me?"

Family Member: "Did you just get what I was telling you - the part about her being dead?"

Citibank: "Sir, you'll have to speak to my supervisor." (Duh!)

Supervisor gets on the phone:

Family Member: "I'm calling to tell you, she died in January.

"Citibank: "The account was never closed, late fees & charges still apply."
(This must be a phrase taught by the bank!)

Family Member: "You mean you want to collect from her estate?"

Citibank: (Stammer) "Are you her lawyer?"

Family Member: "No, I'm her great nephew

."Citibank: "Could you fax us a certificate of death?"

Family Member: "Sure" (fax number is given)

After they get the fax:

Citibank: "Our system just isn't setup for death. I don't know what more I can do to help."

Family Member: "Well, if you figure it out, great! If not, you could just keep billing her. I don't think she will care."

Citibank: "Well, the late fees & charges do still apply." (What is wrongwith these people?!?)

Family Member: "Would you like her new billing address?"

Citibank: "That might help."

Family Member: " Odessa Memorial Cemetery , Highway 129, Plot Number69."

Citibank: "Sir, that's a cemetery!"

Family Member: "What do you do with dead people on your planet?

credit: Debs